On 29 April 2022 the nib Group acquired Kiwi Insurance Limited. You’ll be able access all of nib nz insurance limited’s policy documents below.

Note: some of these policy documents may refer to company names and contact details that are no longer relevant – please refer here for contact details, information on financial advice, financial strength rating, complaints and dispute resolution.

Life & Living Insurance

Life & Living Insurance Cover Wording_nib410505_0623 - effective for cover wording issued from 1 June 2023

Life & Living Insurance Cover Wording nib410505_0722 - effective for cover wording issued from 16 September 2022 to 31 May 2023

Life & Living Insurance Cover Wording BR5268APR22 - effective for cover wording issued between 30 April 2022 and 15 September 2022. From 2 March 2023, all references to Kiwi Insure have been removed.

Life & Living Insurance Cover Wording BR5268JUL19 - effective for cover wording issued between 8 July 2019 and 29 April 2022

Life & Living Insurance Cover Wording BR5268MAY18 - effective for cover wording issued between 14 May 2018 and 8 July 2019

Life & Living Insurance Cover Wording BR5268AUG16 - effective for cover wording issued between 17 August 2016 and 13 May 2018

Life & Living Insurance Policy BR5168MAY15 - effective for policies issued between 14 May 2015 and 16 August 2016

Life & Living Insurance Policy BR5168NOV12 - effective for policies issued between 14 November 2012 and 13 May 2015

Life Insurance Cover Wording nib410525_1123 - effective for policies issued before 14 November 2012

Clarifications incorporated 17 September 2019

Life & Living Insurance Cover Wording BR5268MAY18A - effective for cover wording issued between 14 May 2018 and 8 July 2019

Life & Living Insurance Cover Wording BR5268AUG16A - effective for cover wording issued between 17 August 2016 and 13 May 2018

Group Life & Trauma Insurance Cover Wording

Group Life & Trauma Insurance Cover Wording nib410506_0523 – effective for cover wording issued from 1 June 2023

Life & Living Continuation Insurance Cover Wording

Life & Living Continuation Insurance Cover Wording nib410501_0623 - effective for cover wording issued from 1 June 2023

Life & Living Continuation Insurance Cover Wording nib410501_0722 - effective for cover wording issued from 16 September 2022 to 31 May 2023

Life & Living Continuation Insurance Cover Wording BR5295APR22 - effective for cover wording issued between 30 April 2022 and 15 September 2022. From 2 March 2023, all references to Kiwi Insure have been removed.

Life & Living Continuation Insurance Cover Wording BR5295JUN20 - effective for cover wording issued between 20 June 2020 and 29 April 2022

Credit Card Repayment Insurance

Credit Card Repayment Insurance Cover Wording BR5151APR21 - effective for cover wording issued from 1 April 2021

Credit Card Repayment Insurance Cover Wording BR5151MAY19 - effective for cover wording issued between 20 May 2019 and 31 March 2021

Credit Card Repayment Insurance Policy BR5151APR18 - effective for policies issued between 14 May 2018 and 19 May 2019

Credit Card Repayment Insurance Policy BR5151MAY15 - effective for policies issued between 14 May 2015 and 13 May 2018

Credit Card Repayment Insurance Policy BR5151NOV12 - effective for policies issued before 13 May 2015

Home Loan Insurance

Home Loan Insurance Policy BR5156AUG19 - effective for policies issued between 7 August 2019 and 20 November 2019

Home Loan Insurance Policy BR5156MAY18 - effective for policies issued between 14 May 2018 and 6 August 2019

Home Loan Insurance Policy BR5156MAY15- effective for policies issued between 14 May 2015 and 13 May 2018

Home Loan Insurance Policy BR5156NOV12 - effective for policies issued between 15 November 2012 and 13 May 2015

Home Loan Insurance Policy BR5156JUL11 - effective for policies issued between 5 August 2011 and 14 November 2012

Home Loan Insurance Policy BR5025AUG07 - effective for policies issued before 4 August 2011

Clarifications incorporated 15 October 2019

Home Loan Insurance Policy BR5156MAY18a - effective for policies issued between 14 May 2018 and 6 August 2019

Home Loan Insurance Policy BR5156MAY15a - effective for policies issued between 14 May 2015 and 13 May 2018

Clarifications incorporated 15 September 2019

Home Loan Insurance Policy BR5156NOV12a - effective for policies issued between 15 November 2012 and 13 May 2015

Home Loan Insurance Policy BR5156JUL11a - effective for policies issued between 5 August 2011 and 14 November 2012