On 29 April 2022 the nib Group acquired Kiwi Insurance Limited. You’ll be able access all of nib nz insurance limited’s policy documents below.
Note: some of these policy documents may refer to company names and contact details that are no longer relevant – Please refer here for contact details, information on financial advice, financial strength rating, complaints and dispute resolution.
Life Insurance & Living Insurance
Life & Living Insurance Cover Wording_nib410505_0623, opens in a new tab - effective for cover wording issued from 1 June 2023
Life & Living Insurance Cover Wording nib410505_0722, opens in a new tab - effective for cover wording issued from 16 September 2022 to 31 May 2023
Life & Living Insurance Cover Wording BR5268APR22, opens in a new tab - effective for cover wording issued between 30 April 2022 and 15 September 2022. From 2 March 2023, all references to Kiwi Insure have been removed.
Life & Living Insurance Cover Wording BR5268JUL19, opens in a new tab - effective for cover wording issued between 8 July 2019 and 29 April 2022
Life & Living Insurance Cover Wording BR5268MAY18, opens in a new tab - effective for cover wording issued between 14 May 2018 and 8 July 2019
Life & Living Insurance Cover Wording BR5268AUG16, opens in a new tab - effective for cover wording issued between 17 August 2016 and 13 May 2018
Life & Living Insurance Policy BR5168MAY15, opens in a new tab - effective for policies issued between 14 May 2015 and 16 August 2016
Life & Living Insurance Policy BR5168NOV12, opens in a new tab - effective for policies issued between 14 November 2012 and 13 May 2015
Life Insurance Cover Wording nib410525_1123, opens in a new tab - effective for policies issued before 14 November 2012
Clarifications incorporated 17 September 2019
Life & Living Insurance Cover Wording BR5268MAY18A, opens in a new tab - effective for cover wording issued between 14 May 2018 and 8 July 2019
Life & Living Insurance Cover Wording BR5268AUG16A, opens in a new tab - effective for cover wording issued between 17 August 2016 and 13 May 2018
Group Life & Trauma Insurance Cover Wording
Group Life & Trauma Insurance Cover Wording nib410506_0523, opens in a new tab – effective for cover wording issued from 1 June 2023
Life & Living Continuation Insurance Cover Wording
Life & Living Continuation Insurance Cover Wording nib410501_0623, opens in a new tab - effective for cover wording issued from 1 June 2023
Life & Living Continuation Insurance Cover Wording nib410501_0722, opens in a new tab - effective for cover wording issued from 16 September 2022 to 31 May 2023
Life & Living Continuation Insurance Cover Wording BR5295APR22 , opens in a new tab - effective for cover wording issued between 30 April 2022 and 15 September 2022. From 2 March 2023, all references to Kiwi Insure have been removed.
Life & Living Continuation Insurance Cover Wording BR5295JUN20, opens in a new tab - effective for cover wording issued between 20 June 2020 and 29 April 2022
Credit Card Repayment Insurance
Credit Card Repayment Insurance Cover Wording BR5151APR21, opens in a new tab - effective for cover wording issued before 30 April 2021
Home Loan Insurance
Home Loan Insurance Policy BR5156AUG19, opens in a new tab - effective for policies issued between 7 August 2019 and 20 November 2019
Home Loan Insurance Policy BR5156MAY18, opens in a new tab - effective for policies issued between 14 May 2018 and 6 August 2019
Home Loan Insurance Policy BR5156MAY15, opens in a new tab- effective for policies issued between 14 May 2015 and 13 May 2018
Home Loan Insurance Policy BR5156NOV12, opens in a new tab - effective for policies issued between 15 November 2012 and 13 May 2015
Home Loan Insurance Policy BR5156JUL11, opens in a new tab - effective for policies issued between 5 August 2011 and 14 November 2012
Home Loan Insurance Policy BR5025AUG07, opens in a new tab - effective for policies issued before 4 August 2011
Clarifications incorporated 15 October 2019
Home Loan Insurance Policy BR5156MAY18a, opens in a new tab - effective for policies issued between 14 May 2018 and 6 August 2019
Home Loan Insurance Policy BR5156MAY15a, opens in a new tab - effective for policies issued between 14 May 2015 and 13 May 2018
Clarifications incorporated 15 September 2019
Home Loan Insurance Policy BR5156NOV12a, opens in a new tab - effective for policies issued between 15 November 2012 and 13 May 2015
Home Loan Insurance Policy BR5156JUL11a , opens in a new tab - effective for policies issued between 5 August 2011 and 14 November 2012
Ultimate Life Insurance & Living Insurance (Cover through an adviser)
Ultimate Income Protection Insurance – Agreed Value Policy Document NIB0500 03-25, opens in a new tab- effective for policies issued from 2 April 2025
Ultimate Life Insurance Policy Document NIB0501 03-25, opens in a new tab- effective for policies issued from 2 April 2025
Ultimate Mortgage Protection Insurance Policy Document NIB0502 03-25, opens in a new tab- effective for policies issued from 2 April 2025
Ultimate Total & Permanent Disability Insurance Policy Document NIB0503 03-25, opens in a new tab- effective for policies issued from 2 April 2025
Ultimate Waiver of Premium Policy Document NIB0504 03-25, opens in a new tab- effective for policies issued from 2 April 2025
Ultimate Trauma Insurance Policy Document NIB505 03-25, opens in a new tab- effective for policies issued from 2 April 2025
Ultimate Income Protection Insurance – Indemnity Policy Document NIB0506 03-25, opens in a new tab- effective for policies issued from 2 April 2025