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nib has got your dental insurance sorted

Our Everyday plans can help you be proactive about your dental needs.

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Dental care shouldn't be a pain in your wallet

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Dental care shouldn't be a pain in your wallet

Modern dentistry has done away with much of the pain and discomfort many people associate with going to have their teeth checked. However, what it costs can still cause you discomfort.

Even the most careful adults may end up needing dental treatment at some point later in life. And anxiousness about the potential cost can stop them getting the treatment they need. That’s where dental cover comes in.

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Understanding the cost of dental care

‎Dental treatment for adults is largely unsubsidised in New Zealand, which means you’re likely to be paying the full cost as a patient. To give you an idea of what different treatments can potentially cost, here’s some average costs from around New Zealand:

Check up with x-rays

$95-120

Fillings

$145-325 per tooth

Extractions

$210-280 per tooth

Root canal

$700-1,350

Ceramic crown

$1,370-1,520

Single tooth implant

$2,580-3,060

Check up with x-rays

$95-120

Fillings

$145-325 per tooth

Extractions

$210-280 per tooth

Root canal

$700-1,350

Ceramic crown

$1,370-1,520

Single tooth implant

$2,580-3,060


*Prices are based on average dental costs in cities across New Zealand (New Zealand Dental Association Fee Survey 2020). Prices vary between regions, cities and dental practices.

Manage the cost with dental insurance

When you choose an Everyday plan from nib for your health insurance, your dental costs are just one of the many things you get cover for.

Our Standard and Premium plans allow you to claim back a proportion of your eligible dental costs, up to an annual benefit limit, and in line with policy terms. Waiting periods apply. You can see the details and get a quote below:

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Standard

from $10.35* weekly

Get a quote

Claim back 60% of costs


Benefits (limits are per person, per year) in our Standard Everyday plan include:


Read more about Standard Everyday Cover Policy

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Premium

from $18.14* weekly

Get a quote

Claim back 80% of costs


Benefits (limits are per person, per year) in our Premium Everyday plan include:


Read more about Premium Everyday Cover Policy

Product Border in purple colour

Standard

from $10.35* weekly

Get a quote

Claim back 60% of costs


Benefits (limits are per person, per year) in our Standard Everyday plan include:


Read more about Standard Everyday Cover Policy

Product Border in purple colour

Premium

from $18.14* weekly

Get a quote

Claim back 80% of costs


Benefits (limits are per person, per year) in our Premium Everyday plan include:


Read more about Premium Everyday Cover Policy

Unsure which plan is for you?

Your teeth and your oral health are worth protecting, for life. If you’re unsure about the right plan for your needs, we can help.

We can talk you through the options.

Contact us

Monday to Friday 8:30am - 5pm